Terms & Conditions

Effective Date: August 1, 2025
Welcome to Xpressbuy247, operated by Virtual Xhubstore Services (“we,” “our,” or “us”). By accessing or using our website xpressbuy247.com and services, you agree to be bound by these Terms & Conditions.
If you do not agree, please discontinue use of our services immediately.

1. Eligibility

You must be at least 18 years old to use our services.
By creating an account, you represent that all information you provide is true, accurate, and up-to-date.

2. Accounts & Security

You are responsible for maintaining the confidentiality of your account credentials.
You agree to notify us immediately of any unauthorized use of your account.
We reserve the right to suspend or terminate accounts suspected of fraud, abuse, or violation of these terms.

3. Products & Services

Xpressbuy247 provides a platform to purchase digital products, gift cards, subscriptions, and “Shop for Me” services.
All orders are subject to availability and confirmation.
We reserve the right to refuse service or cancel orders at our discretion.

4. Pricing & Payment

Prices displayed on our platform are in the stated currency and may change without notice.
Payments are processed securely via third-party providers (Fincra, Paystack, Flutterwave).
We do not store your card or payment details.
Orders are considered complete only after successful payment confirmation.

5. Delivery & Fulfillment

Digital products and gift cards are typically delivered via email or your account dashboard.
Physical or third-party items purchased through “Shop for Me” will follow agreed delivery timelines.
Delivery timelines are estimates; delays may occur due to logistics or supplier availability.

6. Refunds & Cancellations

Refunds are only provided in cases of:

Failed transactions with no product delivery.
Duplicate payments made in error.

We do not offer refunds for successfully delivered digital products or subscriptions.
Cancellations must be requested before order fulfillment.

7. Prohibited Uses
   You agree not to use our platform for:

Fraudulent or illegal activities.
Reselling or misrepresenting purchased products.
Violating intellectual property rights of others.
Disrupting or attempting to compromise our systems.

8. Intellectual Property

All content on Xpressbuy247 (logos, graphics, text, product listings) is owned by or licensed to us.
You may not copy, reproduce, or redistribute our content without prior written consent.

9. Limitation of Liability

We are not liable for indirect, incidental, or consequential damages arising from use of our services.
We do not guarantee uninterrupted, error-free access to the platform.
Our liability in any case will not exceed the amount paid for the affected order.

10. Indemnification
    You agree to indemnify and hold harmless Xpressbuy247, its affiliates, employees, and partners from any claims, losses, or damages arising from your misuse of our services or violation of these terms.
11. Third-Party Services
    Our platform integrates with third-party providers (payment processors, logistics partners). We are not responsible for their terms, policies, or actions.
12. Termination
    We may suspend or terminate your account at any time if you:

Breach these terms.
Engage in fraudulent activity.
Misuse our platform.

13. Governing Law
    These Terms & Conditions are governed by the laws of Nigeria, without regard to conflicts of law.
14. Changes to Terms
    We may update these Terms & Conditions from time to time. Updates will be effective once posted on this page, with the revised effective date.
15. Contact Us
    For any questions or concerns regarding these Terms, please contact us at:
    Xpressbuy247 – Legal Enquiries
    📧 Email: legal@xpressbuy247.com
    📍 Address: Plot 49, 19th Street, Nigeria
    📞 WhatsApp Support: Available via our website support channel